Does Blue Cross Blue Shield (BCBS) cover ketamine therapy or ketamine treatment?

Latest medical review on: July 9th, 2025. Medically reviewed by Chief Medical Officer Dr. Ben Yudkoff.
BCBS covers the FDA-approved version of ketamine called Spravato (esketamine) for depression, which can be a highly effective solution. Spravato (esketamine) is a nasal spray, and works as well as other forms of ketamine.
However, BCBS often does not cover ketamine therapy in other forms like intra-muscular ketamine therapy or IV ketamine treatment for conditions associated with depression, anxiety, or other mood disorders.
Key Takeaways: Does Blue Cross Blue Shield cover ketamine for mental health?
• This is because Spravato (esketamine) has full FDA approval for the treatment of treatment-resistant depression through Johnson & Johnson
• Your coverage may vary based on your specific plan. Get in touch with Lumin Health to explore your options. We handle all prior authorization on your behalf to make this process as seamless as possible.
Does Blue Cross Blue Shield cover Spravato (esketamine)?
Does Blue Cross Blue Shield cover ketamine infusions or ketamine injections?
As of the latest review in January 2025, Blue Cross Blue Shield considers ketamine treatment for psychiatric conditions investigational. "Investigational" in this context means that ketamine infusions and ketamine injections are not determined to be safe or effective based on current evidence. As a result, Spravato (esketamine) is often thought to be a suitable option for its comparable efficacy and its increased accessibility with insurance coverage. (Source from Blue Cross Blue Shield's policy on Spravato (esketamine) and ketamine therapy)
Ketamine Infusions vs. Spravato (Esketamine): What's the Difference for BCBS Patients?
Does Lumin Health accept BCBS for Spravato treatment?
Esketamine therapy can be a great option for those looking for ketamine therapy, and provides very similar benefits for those dealing with mood and mental health issues.
How can I get Spravato (esketamine) covered by Blue Cross Blue Shield?
Frequently asked questions
Oftentimes, the cost of ketamine therapy covered by Blue Cross Blue Shield (BCBS) is similar to a typical office visit. Each plan varies however, so we would be grateful to connect with you about your specific insurance coverage and how BCBS can cover ketamine or Spravato (esketamine) therapy.
No, the FDA has not determined that ketamine is safe and effective for psychiatric disorders, and this use is considered "off-label". The FDA has issued warnings about compounded ketamine products for these uses.
That being said, a formulation of esketamine is FDA-approved and is covered by most major insurance plans. Get in touch with Lumin Health to learn how you can start treatment.
Blue Cross Blue Shield typically covers Spravato (esketamine) treatment for treatment-resistant depression or major depressive disorder. The definition of these two diagnoses varies sometimes, but a history of antidepressant trials is typically required. Get in touch with Lumin Health to learn more.
When working with Lumin Health, we submit a prior-authorization request on your behalf to receive ketamine treatment and Spravato (esketamine) treatment. Get in touch with Lumin Health’s dedicated care team to learn more.
Ketamine therapy is generally recommended for individuals with serious depression or related conditions that haven’t responded well to standard treatments. If you have tried traditional antidepressants and talk therapy without sufficient improvement, you may be a good candidate to consider ketamine or esketamine. The best way to know for sure is to have a professional evaluation. At Lumin Health, our experienced medical team will conduct a thorough assessment of your medical history, current symptoms, and past treatment trials to determine if ketamine or Spravato is appropriate and safe for you. We take into account factors like your diagnosis, how many treatments you’ve tried, and any health issues that might affect ketamine’s treatment. If you’re deemed a good candidate and you decide to proceed, starting treatment is straightforward – you can book a free consultation with us (online or by phone at 617-863-8810) to discuss your case and ask any questions. From the initial consultation to your first session, the process is usually quick. In fact, most patients can begin treatment within a few weeks after the evaluation (and we do our best to accommodate urgent cases faster). Our staff will guide you through every step – verifying your insurance coverage for Spravato (esketamine) if applicable or discussing payment options for ketamine, scheduling your appointments, and coordinating care with your existing providers if needed. This personalized intake process ensures that you feel informed and supported from day one so you can start your ketamine therapy journey with confidence and hope for relief.